diff --git a/core/src/main/java/haveno/core/payment/payload/PaymentMethod.java b/core/src/main/java/haveno/core/payment/payload/PaymentMethod.java
index fce19933..5ea1278a 100644
--- a/core/src/main/java/haveno/core/payment/payload/PaymentMethod.java
+++ b/core/src/main/java/haveno/core/payment/payload/PaymentMethod.java
@@ -308,19 +308,19 @@ public final class PaymentMethod implements PersistablePayload, Comparable<Payme
             TRANSFERWISE_USD = new PaymentMethod(TRANSFERWISE_USD_ID, 4 * DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(TransferwiseUsdAccount.SUPPORTED_CURRENCIES)),
             PAYSERA = new PaymentMethod(PAYSERA_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(PayseraAccount.SUPPORTED_CURRENCIES)),
             PAXUM = new PaymentMethod(PAXUM_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(PaxumAccount.SUPPORTED_CURRENCIES)),
-            NEFT = new PaymentMethod(NEFT_ID, DAY, HavenoUtils.xmrToAtomicUnits(0.02), getAssetCodes(NeftAccount.SUPPORTED_CURRENCIES)),
+            NEFT = new PaymentMethod(NEFT_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(NeftAccount.SUPPORTED_CURRENCIES)),
             RTGS = new PaymentMethod(RTGS_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(RtgsAccount.SUPPORTED_CURRENCIES)),
             IMPS = new PaymentMethod(IMPS_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(ImpsAccount.SUPPORTED_CURRENCIES)),
-            UPI = new PaymentMethod(UPI_ID, DAY, HavenoUtils.xmrToAtomicUnits(0.05), getAssetCodes(UpiAccount.SUPPORTED_CURRENCIES)),
-            PAYTM = new PaymentMethod(PAYTM_ID, DAY, HavenoUtils.xmrToAtomicUnits(0.05), getAssetCodes(PaytmAccount.SUPPORTED_CURRENCIES)),
+            UPI = new PaymentMethod(UPI_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(UpiAccount.SUPPORTED_CURRENCIES)),
+            PAYTM = new PaymentMethod(PAYTM_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(PaytmAccount.SUPPORTED_CURRENCIES)),
             NEQUI = new PaymentMethod(NEQUI_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(NequiAccount.SUPPORTED_CURRENCIES)),
-            BIZUM = new PaymentMethod(BIZUM_ID, DAY, HavenoUtils.xmrToAtomicUnits(0.04), getAssetCodes(BizumAccount.SUPPORTED_CURRENCIES)),
+            BIZUM = new PaymentMethod(BIZUM_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(BizumAccount.SUPPORTED_CURRENCIES)),
             PIX = new PaymentMethod(PIX_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(PixAccount.SUPPORTED_CURRENCIES)),
             CAPITUAL = new PaymentMethod(CAPITUAL_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(CapitualAccount.SUPPORTED_CURRENCIES)),
             CELPAY = new PaymentMethod(CELPAY_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(CelPayAccount.SUPPORTED_CURRENCIES)),
             MONESE = new PaymentMethod(MONESE_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(MoneseAccount.SUPPORTED_CURRENCIES)),
             SATISPAY = new PaymentMethod(SATISPAY_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(SatispayAccount.SUPPORTED_CURRENCIES)),
-            TIKKIE = new PaymentMethod(TIKKIE_ID, DAY, HavenoUtils.xmrToAtomicUnits(0.05), getAssetCodes(TikkieAccount.SUPPORTED_CURRENCIES)),
+            TIKKIE = new PaymentMethod(TIKKIE_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(TikkieAccount.SUPPORTED_CURRENCIES)),
             VERSE = new PaymentMethod(VERSE_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(VerseAccount.SUPPORTED_CURRENCIES)),
             STRIKE = new PaymentMethod(STRIKE_ID, DAY, DEFAULT_TRADE_LIMIT_HIGH_RISK, getAssetCodes(StrikeAccount.SUPPORTED_CURRENCIES)),
             SWIFT = new PaymentMethod(SWIFT_ID, 7 * DAY, DEFAULT_TRADE_LIMIT_MID_RISK, getAssetCodes(SwiftAccount.SUPPORTED_CURRENCIES)),