diff --git a/coins/monero/src/wallet/mod.rs b/coins/monero/src/wallet/mod.rs
index 6a17588d..26d7919d 100644
--- a/coins/monero/src/wallet/mod.rs
+++ b/coins/monero/src/wallet/mod.rs
@@ -24,7 +24,7 @@ pub(crate) mod decoys;
 pub(crate) use decoys::Decoys;
 
 mod send;
-pub use send::{Fee, TransactionError, SignableTransaction};
+pub use send::{Fee, TransactionError, SignableTransaction, SignableTransactionBuilder};
 #[cfg(feature = "multisig")]
 pub use send::TransactionMachine;
 
diff --git a/coins/monero/src/wallet/send/builder.rs b/coins/monero/src/wallet/send/builder.rs
new file mode 100644
index 00000000..140c6089
--- /dev/null
+++ b/coins/monero/src/wallet/send/builder.rs
@@ -0,0 +1,119 @@
+use std::sync::{Arc, RwLock};
+
+use zeroize::{Zeroize, ZeroizeOnDrop};
+
+use crate::{
+  Protocol,
+  wallet::{address::MoneroAddress, Fee, SpendableOutput, SignableTransaction, TransactionError},
+};
+
+#[derive(Clone, PartialEq, Eq, Debug, Zeroize, ZeroizeOnDrop)]
+struct SignableTransactionBuilderInternal {
+  protocol: Protocol,
+  fee: Fee,
+
+  inputs: Vec<SpendableOutput>,
+  payments: Vec<(MoneroAddress, u64)>,
+  change_address: Option<MoneroAddress>,
+  data: Option<Vec<u8>>,
+}
+
+impl SignableTransactionBuilderInternal {
+  // Takes in the change address so users don't miss that they have to manually set one
+  // If they don't, all leftover funds will become part of the fee
+  fn new(protocol: Protocol, fee: Fee, change_address: Option<MoneroAddress>) -> Self {
+    Self { protocol, fee, inputs: vec![], payments: vec![], change_address, data: None }
+  }
+
+  fn add_input(&mut self, input: SpendableOutput) {
+    self.inputs.push(input);
+  }
+  fn add_inputs(&mut self, inputs: &[SpendableOutput]) {
+    self.inputs.extend(inputs.iter().cloned());
+  }
+
+  fn add_payment(&mut self, dest: MoneroAddress, amount: u64) {
+    self.payments.push((dest, amount));
+  }
+  fn add_payments(&mut self, payments: &[(MoneroAddress, u64)]) {
+    self.payments.extend(payments);
+  }
+
+  fn set_data(&mut self, data: Vec<u8>) {
+    self.data = Some(data);
+  }
+}
+
+/// A Transaction Builder for Monero transactions.
+/// All methods provided will modify self while also returning a shallow copy, enabling efficient
+/// chaining with a clean API.
+/// In order to fork the builder at some point, clone will still return a deep copy.
+#[derive(Debug)]
+pub struct SignableTransactionBuilder(Arc<RwLock<SignableTransactionBuilderInternal>>);
+impl Clone for SignableTransactionBuilder {
+  fn clone(&self) -> Self {
+    Self(Arc::new(RwLock::new((*self.0.read().unwrap()).clone())))
+  }
+}
+
+impl PartialEq for SignableTransactionBuilder {
+  fn eq(&self, other: &Self) -> bool {
+    *self.0.read().unwrap() == *other.0.read().unwrap()
+  }
+}
+impl Eq for SignableTransactionBuilder {}
+
+impl Zeroize for SignableTransactionBuilder {
+  fn zeroize(&mut self) {
+    self.0.write().unwrap().zeroize()
+  }
+}
+
+impl SignableTransactionBuilder {
+  fn shallow_copy(&self) -> Self {
+    Self(self.0.clone())
+  }
+
+  pub fn new(protocol: Protocol, fee: Fee, change_address: Option<MoneroAddress>) -> Self {
+    Self(Arc::new(RwLock::new(SignableTransactionBuilderInternal::new(
+      protocol,
+      fee,
+      change_address,
+    ))))
+  }
+
+  pub fn add_input(&mut self, input: SpendableOutput) -> Self {
+    self.0.write().unwrap().add_input(input);
+    self.shallow_copy()
+  }
+  pub fn add_inputs(&mut self, inputs: &[SpendableOutput]) -> Self {
+    self.0.write().unwrap().add_inputs(inputs);
+    self.shallow_copy()
+  }
+
+  pub fn add_payment(&mut self, dest: MoneroAddress, amount: u64) -> Self {
+    self.0.write().unwrap().add_payment(dest, amount);
+    self.shallow_copy()
+  }
+  pub fn add_payments(&mut self, payments: &[(MoneroAddress, u64)]) -> Self {
+    self.0.write().unwrap().add_payments(payments);
+    self.shallow_copy()
+  }
+
+  pub fn set_data(&mut self, data: Vec<u8>) -> Self {
+    self.0.write().unwrap().set_data(data);
+    self.shallow_copy()
+  }
+
+  pub fn build(self) -> Result<SignableTransaction, TransactionError> {
+    let read = self.0.read().unwrap();
+    SignableTransaction::new(
+      read.protocol,
+      read.inputs.clone(),
+      read.payments.clone(),
+      read.change_address,
+      read.data.clone(),
+      read.fee,
+    )
+  }
+}
diff --git a/coins/monero/src/wallet/send/mod.rs b/coins/monero/src/wallet/send/mod.rs
index 903d8c92..85428240 100644
--- a/coins/monero/src/wallet/send/mod.rs
+++ b/coins/monero/src/wallet/send/mod.rs
@@ -28,6 +28,9 @@ use crate::{
   },
 };
 
+mod builder;
+pub use builder::SignableTransactionBuilder;
+
 #[cfg(feature = "multisig")]
 mod multisig;
 #[cfg(feature = "multisig")]
@@ -156,7 +159,7 @@ async fn prepare_inputs<R: RngCore + CryptoRng>(
 }
 
 /// Fee struct, defined as a per-unit cost and a mask for rounding purposes.
-#[derive(Clone, Copy, PartialEq, Eq, Debug)]
+#[derive(Clone, Copy, PartialEq, Eq, Debug, Zeroize)]
 pub struct Fee {
   pub per_weight: u64,
   pub mask: u64,
diff --git a/coins/monero/tests/send.rs b/coins/monero/tests/send.rs
index 95aff595..f3940107 100644
--- a/coins/monero/tests/send.rs
+++ b/coins/monero/tests/send.rs
@@ -24,7 +24,10 @@ use frost::{
 
 use monero_serai::{
   random_scalar,
-  wallet::{address::Network, ViewPair, Scanner, SpendableOutput, SignableTransaction},
+  wallet::{
+    address::Network, ViewPair, Scanner, SpendableOutput, SignableTransaction,
+    SignableTransactionBuilder,
+  },
 };
 
 mod rpc;
@@ -192,3 +195,38 @@ async_sequential! {
     send_core(1, true).await;
   }
 }
+
+async_sequential! {
+  async fn builder() {
+    let rpc = rpc().await;
+
+    // Generate an address
+    let spend = Zeroizing::new(random_scalar(&mut OsRng));
+    let view = random_scalar(&mut OsRng);
+    let spend_pub = spend.deref() * &ED25519_BASEPOINT_TABLE;
+
+    let view_pair = ViewPair::new(spend_pub, view);
+    let mut scanner = Scanner::from_view(view_pair, Network::Mainnet, Some(HashSet::new()));
+    let addr = scanner.address();
+
+    let fee = rpc.get_fee().await.unwrap();
+
+    let start = rpc.get_height().await.unwrap();
+    for _ in 0 .. 7 {
+      mine_block(&rpc, &addr.to_string()).await.unwrap();
+    }
+
+    let coinbase = rpc.get_block_transactions(start).await.unwrap().swap_remove(0);
+    let output = scanner.scan_transaction(&coinbase).ignore_timelock().swap_remove(0);
+    rpc.publish_transaction(
+      &SignableTransactionBuilder::new(rpc.get_protocol().await.unwrap(), fee, Some(addr))
+        .add_input(SpendableOutput::from(&rpc, output).await.unwrap())
+        .add_payment(addr, 0)
+        .build()
+        .unwrap()
+        .sign(&mut OsRng, &rpc, &spend)
+        .await
+        .unwrap()
+    ).await.unwrap();
+  }
+}